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Miller Trusts, or income only trusts are sometimes a good option for Arizona seniors that need help qualifying for the ALTCS program. Miller trusts fall under the category of supplemental needs trust, and are designed to protect the assets of a disabled person while they are making use of state benefits for their care.
Medicaid Long Term Care Rules To receive Medicaid for long term care, a recipient must have less than a certain amount of income and assets. An asset includes cash, certain life insurance policies, bonds, stocks, money market accounts, second homes, second cars, and anything else that could be potentially converted to cash. Certain assets can…
As Baby Boomers age, it is expected that the population of older Americans will increase dramatically in the next twenty years. With age comes less independence and for many people, a need for either in-home care or an assisted living facility. Perhaps you are the child of an older adult who is beginning to lose their ability to remain independent.
As Baby Boomers age, it is expected that the population of older Americans will increase dramatically in the next twenty years. With age comes less independence and for many people, a need for either in-home care or an assisted living facility. Perhaps you are the child of an older adult who is beginning to lose their ability to remain independent.
As Baby Boomers age, it is expected that the population of older Americans will increase dramatically in the next twenty years. With age comes less independence and for many people, a need for either in-home care or an assisted living facility. Perhaps you are the child of an older adult who is beginning to lose their ability to remain independent.
Many people assume elder law attorneys are the only option when it comes time to create legal documents or begin planning their estate. There is a less costly choice, however, in the form of a legal document preparer.
What Does a Geriatric Social Worker Do? When people think about social workers, the image of someone helping children immediately comes to mind. Social workers, however, can fulfill multiple roles that extend far beyond children. Some deal specifically with the elderly and are known as gerontological or geriatric social workers. With more seniors than ever…
HECM is the acronym for a Home Equity Conversion Mortgage commonly known as a reverse mortgage. A reverse mortgage is pretty much exactly what it sounds like: a loan borrowed against the equity to your home, but instead of making traditional monthly payments, the bank reversely pays you.
Making estate plans involves a number of complex decisions. One of those is whether you should make your arrangements through a will or a trust. Wills are the basic documents that we are all familiar with, that discuss how you would like your assets and possessions divided when you pass, and other arrangements that you would like made. This is in contrast to trusts, which are considered by law their own entity, to which you can transfer some of your possessions. Many people think that trusts are better because you can avoid taxes on them.
The passing of a loved one can be a trying time for anyone. In addition to heartache, you may also have to deal with the frustrating process of setting the estate of the diseased. This process can become frustrating and expensive if the estate goes through a legal process called probate.
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