Medicaid Compliant Annuities
ALTCS (Arizona Long Term Care) | Estate Planning | Featured | Long Term Care Insurance

Medicaid Compliant Annuities

As Baby Boomers age, it is expected that the population of older Americans will increase dramatically in the next twenty years. With age comes less independence and for many people, a need for either in-home care or an assisted living facility. Perhaps you are the child of an older adult who is beginning to lose their ability to remain independent.

CSRA—Community Spouse Resource Allowance & Community Spouse Resource Assessment
ALTCS (Arizona Long Term Care)

CSRA—Community Spouse Resource Allowance & Community Spouse Resource Assessment

A community spouse is someone who is married to a person needing care, but does not need care him/herself. The Arizona Long Term Care System (ALTCS) has strict income and asset limitations for hopeful applicants, but the amounts go up considerably when one spouse remains in the community.

How do I Apply for ALTCS?
ALTCS (Arizona Long Term Care)

How do I Apply for ALTCS?

How do I apply for ALTCS? We get this question a lot, but first, let’s discuss what ALTCS is. The Arizona Long Term Care System, or the acronym, ALTCS (pronounced ALTECS) for short, is the long term Medicaid program in the state of Arizona. Arizona Long Term Care provides health care and related services for individuals who are disabled and meet age and income requirements.

ALTCS – Arizona Long Term Care
ALTCS (Arizona Long Term Care)

ALTCS – Arizona Long Term Care

What is ALTCS?

ALTCS stands for Arizona Long Term Care. ALTCS (Arizona Long Term Care) is a division of Medicaid that helps elderly individuals who meet both the medical and financial qualifications. In general, people use ALTCS to help pay for assisted living and/or cover the costs of care associated with the activities of daily living. ALTCS can benefit people who need one or more of the following: help with bathing, help with going to the bathroom, help making meals and/or grocery shopping, assistance cleaning the house, assistance with transportation and other other difficulty associated with daily living.

What Exactly is the Phoenix SAIL Program?
ALTCS (Arizona Long Term Care) | Caregiving

What Exactly is the Phoenix SAIL Program?

Applying to the Phoenix SAIL Program

Are you trying to apply for the Phoenix Sail program for care in the house? There are many options that might also work but this is definitely a good place to start. Another program which provides care in the house paid for by Medicaid is called ALTCS. Both of these programs are designed to assist those in need with getting care in the house.

Navigating the Arizona ALTCS Program
ALTCS (Arizona Long Term Care)

Navigating the Arizona ALTCS Program

Navigating ALTCS

ALTCS, meaning Arizona Long Term Care (the title is somewhat redundant), but the scope of the program is large. Whether you are looking for at home care for a yourself or a loved one, or you are looking for assisted living, ALTCS is Arizona’s long term care medicaid program. The process can take anywhere from a few weeks to several months and the application speed primarily depends upon whether or not the applicant or the applicants family has all the materials at hand.

Considering ALTCS Benefits vs. VA Benefits
ALTCS (Arizona Long Term Care) | Veterans Benefits

Considering ALTCS Benefits vs. VA Benefits

Arizona seniors and their families often require supplemental benefits to afford the high costs of long term care, such as the care provided at assisted living communities around the state. Two of the most popular supplemental benefits that people consider are the ALTCS program and VA Aid and Attendance. The ALTCS program is administered by the state of Arizona’s Medicaid program, AHCCCS. The VA program is paid for by the Federal Government’s Department of Veterans’ Affairs.